Union Bank of India's shares declined by 2.04% to Rs 168.86 in Thursday's afternoon session. At 3:12 pm, the stock was trading at Rs 168.86.
For the quarter ending June 2026, the bank reported consolidated revenue of Rs 27,427 crore, a marginal 0.17% decrease from Rs 27,474 crore in the same quarter a year ago. However, consolidated net profit jumped 29.77% to Rs 5,368 crore from Rs 4,136 crore in June 2025. Earnings per share (EPS) also rose 27.41% to Rs 7.39.
On an annual basis, consolidated revenue for the year ending March 2026 stood at Rs 106,798 crore, down 1.49% from Rs 108,417 crore in the previous year. Compared to 2022, revenue grew 56.53% from Rs 68,229 crore. Net profit surged 260.58% from Rs 5,209 crore in 2022 to Rs 18,781 crore in 2026. EPS grew from Rs 7.77 to Rs 25.45 over the same period. Book value per share increased from Rs 96.57 to Rs 174.82. Return on equity peaked at 16.65% in 2025 before falling to 14.56% in 2026. Net interest margin stood at 2.35% in 2026.
Total assets rose 33% from Rs 1,193,765 crore in March 2022 to Rs 1,587,502 crore in March 2026. Deposits increased 26.62% to Rs 1,309,758 crore, while loans and advances grew 59.39% to Rs 1,057,187 crore.
Key ratios as of March 2026 include a P/E of 6.45 times and P/B of 0.94 times. Gross non-performing assets improved sharply from 11% in March 2022 to 2.82% in March 2026, a reduction of 74.36%. Net NPA fell 86.95% from 3.68% to 0.48%.
The bank has consistently paid dividends. For FY ending March 2026, a final dividend of Rs 5 per share (50%) was announced on April 23, 2026, with an ex-date on July 3, 2026. For the prior year, a dividend of Rs 4.75 per share (47.5%) was announced on May 8, 2025, with an ex-date on July 25, 2025.